.coverage-grid{grid-template-columns:repeat(7,minmax(0,1fr))}.coverage-grid>.coverage-link{color:#fff;border:1px solid #89a5b650;background:#ffffff06;border-radius:6px;min-height:162px;padding:20px 8px;display:flex;flex-direction:column;align-items:center;justify-content:center;transition:background .2s,transform .2s,border-color .2s}.coverage-grid>.coverage-link:hover{background:#ffffff18;transform:translateY(-4px);border-color:#d5b578}.coverage-grid>.coverage-link strong{font-family:'Segoe UI',Arial,sans-serif}.accident-cover{background:#fff;scroll-margin-top:96px}.accident-cover [id]{scroll-margin-top:108px}.accident-hero{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(300px,.55fr);gap:76px;align-items:center;padding-top:78px;padding-bottom:55px}.accident-intro .eyebrow{color:#926d24;margin-bottom:18px}.accident-intro h2{font-size:clamp(38px,4.7vw,62px);letter-spacing:-1.7px;max-width:830px}.accident-intro>p{color:var(--muted);font-size:18px;line-height:1.75;max-width:800px;margin-top:25px}.accident-actions{display:flex;align-items:center;gap:28px;margin-top:30px}.accident-actions .text-link{color:var(--ink);padding-bottom:3px;border-bottom:1px solid #9c7a38}.accident-stat{background:linear-gradient(155deg,#123d59,#082d47);color:#fff;border-radius:8px;padding:38px 34px;box-shadow:0 18px 42px #0b2e4924;position:relative;overflow:hidden}.accident-stat:after{content:'';position:absolute;width:190px;height:190px;border:1px solid #d9bd7860;border-radius:50%;right:-85px;bottom:-105px;box-shadow:0 0 0 28px #ffffff06}.accident-stat>span{display:block;color:#e7c574;font-size:11px;font-weight:700;letter-spacing:2px}.accident-stat>strong{display:block;font-family:var(--serif);font-size:74px;line-height:1;margin:18px 0 13px}.accident-stat p{font-size:16px;line-height:1.65}.accident-stat small{display:block;color:#b9cedb;margin-top:19px;font-size:11px}.accident-benefits{display:grid;grid-template-columns:repeat(3,1fr);border:1px solid var(--line);border-radius:7px;margin-bottom:76px;background:#fff}.accident-benefits article{padding:29px 31px}.accident-benefits article+article{border-left:1px solid var(--line)}.accident-benefits span{display:block;color:#b18435;font-size:11px;font-weight:700;letter-spacing:1px;margin-bottom:9px}.accident-benefits h3{font-family:'Segoe UI',Arial,sans-serif;font-size:17px;font-weight:700}.accident-benefits p{color:var(--muted);font-size:14px;line-height:1.65;margin-top:8px}.accident-scenarios{background:#eff7fb;padding:69px 0 72px}.accident-scenarios .section-head{display:grid;grid-template-columns:1.25fr .75fr;gap:65px;align-items:end}.accident-scenarios .section-head>p,.accident-plans .section-head>p{color:var(--muted);font-size:15px;line-height:1.7}.accident-scenario-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:17px;margin-top:36px}.accident-scenario-grid article{background:#fff;border:1px solid #d8e5eb;border-radius:7px;padding:27px 24px;min-height:168px}.accident-scenario-grid strong{font-family:var(--serif);font-size:21px;font-weight:500}.accident-scenario-grid p{font-size:13px;color:var(--muted);line-height:1.65;margin-top:10px}.accident-plans{padding-top:72px;padding-bottom:72px}.accident-plans>.section-head{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:end}.accident-plan-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:37px;align-items:stretch}.accident-plan-grid article{border:1px solid var(--line);border-radius:8px;padding:32px 28px;background:#fff;box-shadow:0 9px 25px #0b2e490a}.accident-plan-grid article.accident-featured{background:linear-gradient(155deg,#123d59,#082d47);color:#fff;border-color:#123d59;transform:translateY(-7px);box-shadow:0 18px 35px #0b2e4925}.plan-label{font-size:11px;font-weight:800;letter-spacing:2px;color:#b1812e}.accident-featured .plan-label{color:#e7c574}.accident-plan-grid h3{font-size:27px;margin-top:13px}.accident-plan-grid article>p{font-size:14px;line-height:1.65;color:var(--muted);margin-top:12px;min-height:70px}.accident-featured>p{color:#d2e1e8}.accident-plan-grid ul{list-style:none;padding:18px 0 0;margin:20px 0 0;border-top:1px solid var(--line)}.accident-featured ul{border-color:#ffffff25}.accident-plan-grid li{font-size:13px;line-height:1.55;padding:7px 0 7px 23px;position:relative}.accident-plan-grid li:before{content:'✓';position:absolute;left:0;color:#b1812e;font-weight:800}.accident-featured li:before{color:#e7c574}.accident-note{display:flex;justify-content:space-between;gap:35px;align-items:flex-start;margin-top:28px;padding:21px 24px;background:#f7fafb;border-radius:6px}.accident-note p{font-size:11px;color:var(--muted);line-height:1.65;max-width:790px}.accident-note a{font-size:12px;font-weight:700;color:#8b661e;white-space:nowrap}.accident-cta{background:linear-gradient(120deg,#0d3853,#082c44);color:#fff;padding:52px 0}.accident-cta>.wrap{display:flex;align-items:center;justify-content:space-between;gap:50px}.accident-cta .eyebrow{color:#e5c372}.accident-cta h2{font-size:37px;margin-top:10px}.accident-cta p{color:#c8dbe5;margin-top:11px}.accident-cta .button{flex-shrink:0}
@media(max-width:1100px){.coverage-grid{grid-template-columns:repeat(4,1fr)}.accident-hero{gap:45px}.accident-scenario-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:800px){.accident-hero{grid-template-columns:1fr}.accident-stat{max-width:620px}.accident-benefits{grid-template-columns:1fr}.accident-benefits article+article{border-left:0;border-top:1px solid var(--line)}.accident-scenarios .section-head,.accident-plans>.section-head{grid-template-columns:1fr;gap:18px}.accident-plan-grid{grid-template-columns:1fr;max-width:720px;margin-left:auto;margin-right:auto}.accident-plan-grid article.accident-featured{transform:none}.accident-plan-grid article>p{min-height:0}.accident-cta>.wrap{align-items:flex-start;flex-direction:column}}
@media(max-width:700px){.coverage-grid{grid-template-columns:repeat(2,1fr)}.coverage-grid>.coverage-link{min-height:153px}.accident-hero{padding-top:46px;padding-bottom:38px;gap:28px}.accident-intro h2{font-size:36px;letter-spacing:-.8px}.accident-intro>p{font-size:16px}.accident-actions{align-items:flex-start;flex-direction:column;gap:17px}.accident-actions .button{width:100%}.accident-stat{padding:28px 23px}.accident-stat>strong{font-size:62px}.accident-benefits{margin-bottom:44px}.accident-benefits article{padding:24px 23px}.accident-scenarios{padding:43px 0}.accident-scenario-grid{grid-template-columns:1fr}.accident-plans{padding-top:45px;padding-bottom:48px}.accident-plan-grid article{padding:28px 23px}.accident-note{flex-direction:column;gap:13px}.accident-note a{white-space:normal}.accident-cta{padding:41px 0}.accident-cta h2{font-size:31px}.accident-cta .button{width:100%}}